Terms of Service - DuitTools

1. Acceptance of Terms

By using DuitTools, you agree to these terms. If you do not agree, please do not use the website.

2. Service Description

DuitTools provides free financial calculation tools including salary calculators, loan calculators, and invoice generators. All tools are provided "as is" for informational and educational purposes only.

3. No Financial Advice

DuitTools is not a financial advisor. All calculations are estimates based on publicly available rates and formulas. You should not make financial decisions based solely on the output of these tools. Consult a qualified financial advisor or the relevant government agencies for official calculations.

4. Accuracy Disclaimer

While we strive to maintain accuracy, we make no warranties about the completeness, reliability, or accuracy of calculations. Tax rates, EPF contribution rates, SOCSO brackets, and other parameters may change. Always verify with official sources.

5. Limitation of Liability

DuitTools and its creators shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our tools, even if the calculations are inaccurate.

6. Intellectual Property

The DuitTools website, its design, code, and content are protected by applicable copyright laws. You may use the tools freely but may not reproduce, distribute, or create derivative works without permission.

7. Changes to Terms

We reserve the right to update these terms at any time. Continued use of the website after changes constitutes acceptance of the new terms.

8. Contact

For questions about these terms, please contact us at legal@duittools.com.